Collections

Remove Collection Account Without Hurting Your Credit Score

Question My Girlfriend just got a letter from a collection agency, with an account number and the amount of $150 dollars that is owed. She never recieved any mail or phone calls regarding this amount from the original creditor, and does not even know

3 Steps to Remove Collections From Your Credit Report

In my experience it is possible to remove collections from your credit report. A collection entry on your credit report, including medical collections, can severely lower your credit score and in many cases prevent you from obtaining a mortgage or auto loan. How I

Ripped Off By Debt Collector On A Charge Off

Question Last summer I made an arrangement with a debt collector over the phone. This arrangement was for a XXXX-XXXXX account that was in charge off status for the past year or so. The debt collector said that if I paid $867, the account

How to Remove Capital One Collections From Your Credit Report

In order to remove a Capital One collections on your credit report you first need to know who currently owns the debt. In other words, has Capital One sold the debt to another collection agency or is the debt still with Capital One. You