You basically have two options when it comes to cleaning your credit report. First, you have the option of repairing your credit by yourself. This is a good option for someone who has the time and commitment for do-it-yourself credit repair. It does take time, but it’s also very rewarding.
Clean Up Your Own Credit Report
You should consider the following questions before jumping into cleaning up your credit by yourself:
- Am I prepared to do a lot of research and learn the methods of credit repair?
- Do I have the time and commitment to follow this to completion?
- Do I feel comfortable negotiating with collectors?
If you want to jump into do-it-yourself credit repair, I recommend you read my guide on repairing your own credit. This is a good place to start if you decide to make the leap and clean your own credit report.
Have a Professional Clean My Credit Report
Your other option of course is to let a professional credit repair company handle repairing your credit. This option is best for people who just want to be done with the whole thing.
There is usually a fee for this, but it’s not bad, relatively. Also, many credit repair companies offer you a free consultation where they will go over your options. If you’re looking for somewhere to start, I suggest you check out Lexington Law Credit Repair. They’ll take care of you. Give them a call at 1-844-764-9809 or Check out their website. (They are open on weekends)